Run the numbers

Quick estimates.
Better questions.

Use these calculators to explore a scenario, then talk to Keypoint about what the numbers could mean for you.

Core calculators

Start with the numbers
that matter most.

Estimates, not advice

These tools provide general information only. Results are not quotes, approvals or personalised credit advice.

Explore every angle

More ways to run
your numbers.

Interactive estimates for loans, property, savings and income.

Compound interest

See the effect of reinvesting interest over time.

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Savings goal: deposits

Find the monthly deposit needed to reach your goal.

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Savings goal: timeline

Estimate how long it could take to reach a savings target.

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Income tax

Estimate resident income tax, Medicare levy and income remaining.

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Income gross-up

Work backwards from income after tax and selected levy to a gross annual amount.

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Income annualisation

Project a full year's income from earnings over a known number of weeks.

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Property buying costs

Plan for your deposit, NSW duty and other buying expenses.

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Property selling costs

Estimate selling expenses and the cash left after your mortgage.

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Home loan offset

See how a constant offset balance could reduce interest and loan duration.

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Lump sum repayment

Explore the impact of a one-off payment on your loan.

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How long to repay

Estimate your payoff timeline with a fixed monthly payment.

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Credit card payoff

Estimate your payoff timeline with a fixed monthly payment.

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Interest-only mortgage

See repayments during interest-only years and after principal repayments begin.

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Introductory rate loan

Explore how repayments change after an introductory rate ends.

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Split loan

Model the repayments and balance of two loan portions.

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Weekly & fortnightly repayments

Compare accelerated weekly and fortnightly payments with monthly repayments.

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Leasing

Estimate finance repayments with an end-of-term residual.

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Mortgage switching

Compare the interest and fees of two loans over the same remaining term.

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Loan comparison

Compare the interest and fees of two loans over the same remaining term.

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Comparison rate

Estimate an annualised borrowing rate including entered fees.

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Reverse mortgage

Explore how compounding debt could affect your remaining home equity.

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Rent vs buy

Compare projected net wealth under renting and buying scenarios.

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